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Visa Sports Betting Deposits

Visa sportsbooks
  • 3-5% transaction fees + 90%-plus UIGEA deposit success rate
  • Most popular option for international GIFT CARD deposits
  • Accepted by all USA legal online sports betting sites

For many users, the most critical aspect of any legal sports betting site is how the operator handles deposits and withdrawals. Fortunately, the online sportsbook banking options supported by the best betting sites in the business give their members a host of efficient bet funding avenues. But despite the growing popularity of Bitcoin, good old Visa remains the number-one deposit method for the majority of bettors.

Visa sports betting deposits have long been the gold standard. And even though the occasional inconvenience can arise due to the international nature of sports betting deposits with overseas bookmakers, it is still the fastest way to deposit using a credit card. To learn more about how to load up your bankroll at the best online betting sites, give our guide a little credit!

Table Of Contents

    Best Online Sports Betting Sites That Accept Visa Deposits In 2024

    The following are the top online gambling sites that accept Visa deposits. Each operator listed here is among the very best in the industry, with thousands of daily betting odds, live betting options, and full mobile sports betting compatibility.

    Most of these sites also feature other gambling markets in addition to their award-winning sportsbooks, including eSports betting, virtual sports betting, online casinos and poker, and more. Whether your favorite sports are in season or on break, you’ll always have plenty to bet on with these excellent providers.

     Site NameCurrent BonusAgeU.S.Visit Site
    Top Rated #1 IconBovada Sportsbook50% Max $1,00018+USA Players Legally AcceptedVisit Site Review
    2BetUS125% Max $3,12518+USA Players Legally AcceptedVisit Site Review
    3Betonline Sportsbook50% Max $1,00018+USA Players Legally AcceptedVisit Site Review
    4sports betting logo50% Max $1,00018+USA Players Legally AcceptedVisit Site Review
    5MyBookie Sportsbook50% Max $1,00021+USA Players Legally AcceptedVisit Site Review
    6xbet logo50% Max $50021+USA Players Legally AcceptedVisit Site Review

    Are Sportsbooks That Accept Visa Legal To Use?

    Yes! Legitimate online sports gambling sites that accept Visa are legal to use for all US players aged 18 and up. There are no federal gambling laws barring individuals from using credit cards to fund their online sportsbook accounts, and every major site accepts Visa transactions for deposits.

    As long as you’re at least 18 years old, you can join any of the sites listed here safely and legally, and you can use your Visa card to make instant deposits so you can bet ASAP.

    Note: WA has state laws nominally barring all online gambling, which includes sports betting. While these laws have not been historically enforced and all major sites accept members from both states, you are advised to follow all local gaming mandates and proceed only at your own discretion.

    Sports Betting With Credit Cards And The UIGEA

    There is a federal gambling restriction to be aware of, and that’s the UIGEA (2006). This law is a banking regulation that targets US-based financial institutions and prevents them from “knowingly” processing payments to and from gambling and sports betting sites that are not domestically regulated.

    The UIGEA does not make these sites illegal to use, nor does it criminalize individual users. Instead, all the UIGEA really does is occasionally cause credit and debit transactions to such operators to be declined.

    Additionally, the UIGEA is why legal online sportsbooks operating offshore no longer employ Visa chargeback options for payouts, as they are less reliable than they used to be. To get around the annoying UIGEA, gift cards are the best option. All the sites listed here are sportsbooks that accept branded gift cards, as long as those gift cards are rated for international purchases.

    Visa Sports Betting Banking Options

    Visa remains the most accessible method for most US-based gamblers. Deposits can be made using the following options:

    Visa Credit Cards

    Credit cards are the go-to for the majority of bettors. These come with added fees that are between 3% and 7% at most books, though sports betting sites will often waive all fees associated with your very first Visa deposit. (You may also incur an additional small fee for international transactions, which is levied by your bank, not your legal online sportsbook.)

    That said, gambling restrictions occasionally interrupt your deposits, per the UIGEA. About 5% of all Visa sports betting deposits are declined. The same is true for all card-based deposit methods with Mastercard sportsbooks and Discover card sportsbooks.

    If this happens, you can wait about 15 minutes and try again, or you can use a different deposit option. Please note that if your deposit is rejected, you have broken no laws and have done nothing wrong, and your card has not been deactivated.

    Visa Debit Cards

    Debit cards will work at all major US sportsbooks that accept Visa, but they can have the same issues with the UIGEA that credit cards do. As a result, about one transaction in 20 will likely be hung up due to the banking regulation’s red tape.

    As with credit cards, debit cards – when declined – are not disabled, and you can either try again in a few minutes or use a different banking option.

    The same transfer fees apply when using debit cards as they do for credit cards, including possible international fees charged by your issuing bank. Again, most sportsbooks will waive any fees for new members’ first Visa debit deposits.

    Visa Prepaid Cards

    All the best online sportsbooks that support credit card deposits also allow you to top off your account with prepaid cards, which Visa calls secured credit cards.

    That said, there is no single best prepaid Visa card for online gambling, as they all work the same way, and all US banks abide by the same rules.

    Thus, the rejection rate for prepaid cards is in line with those for credit and debit deposits. Additionally, the same general fee structure applies, though first-time depositors will often have these covered by their legal online sportsbooks.

    Visa Gift Cards

    The gift card deposit process is identical to the above methods. That is, you simply click or tap the Visa option on your site’s Cashier page and enter the gift card’s number, and your account will be credited instantly.

    While we don’t have any particular favorites when it comes to the best Visa gift card for online gambling on sports, it’s important to note that you can only use those gift cards which are rated for international transactions.

    Since sports gambling sites that accept gift cards are all based outside of the US, you must make sure the card you choose is good for international purchases.

    To learn more about the latest cards available, visit their official website.

    How To Buy Bitcoin With Visa

    Credit and debit cards are a great way to deposit into your legal sports betting account, but there are a few drawbacks that might make some bettors more interested in using alternative bet funding methods such as Bitcoin (BTC). Fortunately, Visa also works great for that, and there’s no UIGEA-type interference when buying BTC.

    To buy BTC with Visa, the first thing you need to do is set up an account at a recognized commercial Bitcoin exchange. These cryptocurrency exchanges – like Coinbase, Bittrex, Kraken, and other US-based platforms – all accept card deposits to purchase BTC.

    However, you won’t be able to simply use your Visa to buy Bitcoin and have your crypto in hand just like that. Because these are regulated exchanges, there are a few hoops to jump through. Still, the steps are easy enough:

    1. Sign up at a legitimate online Bitcoin exchange
    2. Enable two-step verification for your account (optional but recommended)
    3. Prove your identity by following the BTC exchange’s Know Your Customer (KYC) protocols
    4. Link your card to your account
    5. Purchase the desired amount of Bitcoin
    6. Wait for your BTC to be disbursed to your exchange Bitcoin wallet
    Bitcoin money

    The last step above can be a hurdle for some users, as many crypto exchanges require new customers to wait between 5-10 days to receive their BTC after first-time purchases. If you need to bet right away on tonight’s big game, this is not ideal.

    In such a case, you can use Visa to purchase BTC from private exchanges.

    Note: If you need to know how to buy Bitcoin with branded prepaid card options or gift card options, the process is the same as using your regular Visa credit or debit card.

    Visa Sportsbook Deposit Limits

    At every legal online sportsbook, credit card deposit limits vary from site to site, as different brands have different financial approaches based on their average user needs. Still, all Visa betting deposits typically fall into the following range:

    • Minimum Deposit: $20-50
    • Maximum Deposit: $1500-$5000 

    Visa Sportsbook Withdrawal Options

    Unfortunately, regardless of the type of credit card deposit you make, you cannot claim a payout via the same means. When you deposit with Visa cards of any kind, you will be eligible for the following payout options instead:

    Each of these payout options comes with various fees, though most books will offer their customers one free check withdrawal per 90 days. Additionally, none of the above options supports same-day payouts, with the occasional exception of sports betting vouchers.

    If you wish to claim same-day payouts from your online sportsbook, you will have to deposit with Bitcoin or another cryptocurrency (such as Bitcoin Cash, Litecoin, Ethereum, Ripple, Stellar, Dash, etc.).

    Note: When you choose to withdraw with Vouchers, you can make plans to sell your sports betting voucher code to other site members using P2P instant-pay services like PayPal, Cash App, Apple Pay, Google Pay, Venmo, Zelle, etc. These P2P platforms cannot be used to deposit or withdraw directly, so this is a good option for those who deposit with Visa but wish to be paid out via one of the above person-to-person services.

    Sports Betting Bonuses

    Whenever you make a Visa betting deposit, you will have access to a selection of online sportsbook bonuses. Different sites have different bonus options, but in general, they all follow the same format.

    This, of course, is the deposit match bonus, which is a sports betting promo that boosts your bankroll by a certain percentage of the amount you deposit, up to a given limit.

    In general, a Visa deposit will make you eligible for the following types of sports betting bonus options, with totals that vary depending on your particular book of choice:

    • Sports Betting Welcome Bonus – 50-100% Deposit Match, $250-1000
    • Sports Betting Reload Bonus – 40-100% Deposit Match, $500-1000
    • Sportsbook Refer-A-Friend Bonus - $100 Per Referral

    Please be aware that all bonuses are entirely optional and come with rollover terms and conditions. That said, given that these rollover requirements are player-friendly and easy to meet, we recommend that all players at legal online sports betting sites accept these promotions when offered.

    Frequently Asked Questions

    Disclaimer: Visa is a third-party payment processor and does not endorse this site or any online sports betting site in any way. This page is for informational purposes only. 

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