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Mastercard Sports Betting Deposits

  • The #1 RECOMMENDED credit + debit online betting option
  • Best UIGEA deposit success rates – Over 95% reliable!
  • 3-5% fees + valuable bonuses for Mastercard account holders

Online sportsbooks are the most popular way to gamble on your favorite players and teams, and with the advent of alternative currencies like Bitcoin, it’s easier than ever to get your account loaded up so you can bet and win real money. But though there are many sportsbook funding options available these days, credit cards are still the most widely used method for most bettors.

Naturally, that means a significant number of players need to know how to make Mastercard sports betting deposits. To that end, we’ve put together this brief guide on exactly that, so you can get your bankroll topped off in just seconds and never miss out on any valuable betting lines for all the day’s action. There are some things money can’t buy. For everything else, there’s Mastercard sports betting!

Best Legal Online Sportsbooks Accepting Mastercard Deposits In 2023

Below you'll find our top recommended online sportsbooks accepting MasterCard deposits. They are each operating legally outside of the US and accept American bettors. We've also listed their current bonus offers. We ourselves are registered customers at each of these brands and can recommend them based on personal experience as well as our professional interactions with them.

 Site NameCurrent BonusAgeU.S.Visit Site
Top Rated #1 IconBovada Sportsbook50% Max $1,00018+USA Players Legally AcceptedVisit Site Review
2BetUS125% Max $3,12518+USA Players Legally AcceptedVisit Site Review
3MyBookie Sportsbook50% Max $1,00021+USA Players Legally AcceptedVisit Site Review
4xbet logo50% Max $50021+USA Players Legally AcceptedVisit Site Review
5Betonline Sportsbook50% Max $1,00018+USA Players Legally AcceptedVisit Site Review
6sports betting logo50% Max $1,00018+USA Players Legally AcceptedVisit Site Review

Is It Legal To Use Online Sports Betting Sites That Accept Mastercard?

Yes! If you’re interested in online sports betting, Mastercard is a safe, legal, convenient option for getting your bets funded ASAP. There are no US federal gambling laws that bar access to these real-money betting sites. As long as you’re 18+, you can sign up and place your wagers!

However, it should be noted that Washington state [pssess restrictions on all online gambling. While their laws appear to be entirely unenforced and all the best online sports betting sites accept members from WA, you must proceed only at your own risk if you there.

Generally speaking, as long as you bet on sports only with the most reputable internationally licensed offshore sportsbooks like those listed above, you are breaking no laws and can safely use Mastercard to get in the game!

How The UIGEA Impacts Mastercard Gambling Transactions

One thing to be aware of regarding credit card deposits at international online sportsbooks is the fact that a particular US banking regulation – the UIGEA – can occasionally cause your transactions to be declined.

This is true whether you’re making a sports betting Mastercard deposit, a sports betting Visa deposit, or a legal sport betting Discover deposit at any legal overseas gambling destination.

However, the UIGEA is not aimed at individual bettors, as the law applies only to US-based banks and financial institutions, stopping them from “knowingly” allowing non-regulated gambling transfers to or from online betting sites.

In about 5% of cases, the UIGEA will result in your Mastercard being declined when you attempt to get money into your betting account. When this happens, you have done nothing wrong, and your card has not been disabled. Just wait a few minutes and try again or choose a different banking option like Bitcoin sportsbook deposits, Bitcoin Cash, Sportsbook Vouchers, Zelle, bank wires, etc.

What Sports Can I Bet on Using MasterCard?

All the best sports betting sites that accept Mastercard are listed on this page. These services represent the top tier of the online betting industry, with robust sportsbook options that cover everything from the major US and collegiate sports (NFL, NBA, college football, MLB, etc.) to international favorites like soccer, rugby, cricket, and more.

With dozens of different markets and thousands of odds and lines available – and with full live betting and mobile betting options – you’ll never run out of action. Plus, when your teams are in their offseasons, you can still wager on sports sims to hone your virtual craft, and eSports betting and entertainment odds are on tap to keep you busy year-round.

Mastercard Sports Betting Banking Options

MasterCard sampleAll the best US sportsbooks that accept Mastercard typically offer four different categories of support for the platform: credit, debit, prepaid cards, and gift cards. Of these methods, we prefer gift cards, as these have the highest rate of success in cutting through the meddlesome red tape of the UIGEA law.

Still, all the Mastercard banking options supported are extremely secure, and they each work the vast majority of the time. When you engage in Mastercard gambling on your favorite players and teams, you can choose from the following card-based deposit options:

Mastercard Credit Cards

Most online sports bettors use typical Mastercard credit cards. While these options carry fees of between 3% and 7% at most books, they’re usually waived for first-time depositors.

Additionally, there are international transfer fees levied by your bank when going this route, so you should take those into account as well.

And, of course, due to the UIGEA law, about one in every 20 or so Mastercard deposits will be declined. Still, if that happens, you can try again in a few minutes, or you can use an alternative payment option, like a Bitcoin betting deposit.

Mastercard Debit Cards

All Mastercard gambling sites accept debit cards in addition to credit cards. When you use a Mastercard debit card to load up your online betting account, you may or may not have to pay the same fees as with the credit card option, and international surcharges also apply. Similarly, the UIGEA will occasionally prevent these transactions.

Still, Mastercard debit is a viable option, and many bettors exclusively use their debit cards for their online gambling banking. Transactions are instantaneous when they work, and rejected transfers do not result in your card being disabled in any way.

Mastercard Prepaid Cards

In general, using a prepaid Mastercard (or a Mastercard secured credit card) works well for bet funding, as this is less likely to be hung up by the UIGEA. All the same fees do apply, but the increased success rate means you won’t have to worry as much about missing out on time-sensitive betting lines when depositing this way.

However, a word of caution: Secured credit cards are primarily used to help you build your credit score, so it’s imperative that you keep that in mind and make only smaller, easily manageable deposits.

Of course, that’s easy to do, since you’ve already got a set amount of money backing that prepaid card and can’t functionally go over your limit. As long as you’re responsible, prepaid Mastercard online gambling is a great way to secure your financial future – and those valuable futures odds!

Mastercard Gift Cards

Our preferred method of Mastercard deposits is to use a Mastercard gift card or Mastercard e-gift card. These are already entirely funded, which means that the UIGEA almost never interrupts or sidelines such transactions.

Again, the typical processing fees apply, and with gift cards, you must ensure that your card is rated for international purchases. Remember, all the best online sportsbooks operating legally over the Internet are located outside of the US, which means that all transactions are international in nature.

If you attempt to use a gift card that is rated only for US purchases, your bet funding will not go through. All in all, however, if the bettor in your life wants the perfect gift, Mastercard is an excellent option.

Mastercard Sportsbook Deposit Limits

Every sports betting site operating online has different transfer limits on Mastercard deposits. These can vary somewhat, so if such limits are crucial to your betting plans, they might be a deciding factor when it comes to the site or sites you choose.

You can expect the following banking limits at the top sports gambling sites that take Mastercard:

  • Minimum Mastercard Betting Deposit: $20-50
  • Maximum Mastercard Betting Deposit: $1500-5000

Mastercard Sportsbook Payouts

Regardless of sportsbook, Mastercard deposit options do not allow you to claim Mastercard payouts. While online betting sites used to support Mastercard chargeback options for withdrawals, that is no longer reliable enough due to the UIGEA.

Bettors want zero friction when withdrawing their winnings, and the top sportsbook sites have decided to get rid of this less-than-desirable option. Thus, when you make a deposit using Mastercard at any site listed here, you will be able to select from the following payout methods:

  • Bank Wire
  • Courier Check
  • Money Order
  • Player-To-Player (P2P) Transfer
  • Sportsbook Voucher (aka Player Transfer)

Please note: All the above payout options come with varying processing fees and transfer times. Bank wires typically have the highest fees and take 3-5 days to process, while P2P transfers and money orders take 2-3 days and come with lower fees.

Courier checks also take 2-3 days to process, and they’re the most popular option. Plus, most reputable online sportsbooks will give their members one free check withdrawal every 90 days or so.

Sportsbook vouchers are instant and have no added fees, and they can sometimes allow for same-day payouts, but they aren’t right for everyone just yet, as these are newer options with a smaller user base.

If you want reliable same-day payouts and no added fees, you must make Bitcoin or altcoin deposits (i.e. Litecoin, Ethereum, Stellar, Ripple, Bitcoin Cash, etc.). Just remember that to receive a crypto betting payout, you must first deposit using the same cryptocurrency in question – You cannot deposit with Mastercard and claim a Bitcoin or crypto withdrawal.

Mastercard Sports Betting Bonus Options

One of the best reasons to sign up with online sportsbooks that accept Mastercard is the bonus selection. Offshore betting sites are very focused on the bonus model, and they offer Mastercard depositors a host of valuable perks whenever they top off their bankrolls using this method.

While competing sites have different betting bonus limits and rollover requirements, they all fall under the following range:

  • Sportsbook Welcome Bonus – 50-100% Deposit Match Up To $250-1000
  • Sportsbook Reload Bonus – 40-100% Deposit Match Up To $500-1000
  • Sportsbook Refer-A-Friend Bonus - $100 Per Referral Signup

As mentioned, all sports betting bonuses come with rollover requirements, which means you must bet a certain multiple of your deposit before you are eligible to claim any withdrawals.

However, because the best books in the business are respectable and ethical, these rollovers are very low (5-10X), which means any bettor can easily meet the terms. Sportsbook bonuses are totally optional, but since they’re practically free money, we recommend accepting them whenever they’re offered.

Mastercard Sports Betting Banking FAQs

Does Mastercard allow online gambling?

Mastercard neither allows nor disallows online gambling, but the company is beholden to the automated checks mandated by the UIGEA, which means your card deposits will occasionally be declined.

For the best success rate at gambling sites that accept Mastercard, we recommend using a prepaid Mastercard gift card.

Are there any Mastercard gambling restrictions?

Mastercard gambling restrictions are not installed by the company itself.

Instead, any Mastercard limitations when it comes to online sports betting are the product of the UIGEA federal banking regulation, which occasionally causes your card to be declined.

What are the best online sports betting sites that accept Mastercard?

All the most reputable operators accept Mastercard credit, debit, prepaid card, and gift card deposits. All our recommended sports betting websites that accept Mastercard are the very best in the business, and your choice will come down to personal preference.

That said, because each site has different odds on all the day’s matchups, to get the best bang for your buck, we recommend joining at least 2-3 top services and always shopping lines before placing any bets.

What is the best Mastercard credit card for legal online sports betting?

Honestly, they’re all the same. Regardless of your Mastercard’s partner bank, if you have an MC credit card, you can use it to make deposits at any reputable, trusted offshore sportsbook.

No matter the issuing bank, all Mastercards have the roughly the same acceptance rate per the UIGEA. 

Can I make Vanilla Mastercard online gambling deposits?

Yes! Vanilla Mastercard gift cards (i.e. Vanilla gift cards) can be used to make deposits at the best sportsbooks online.

That said, as with all Mastercard gift cards, it’s important to make sure that your Vanilla Mastercard is rated for international transactions.

Otherwise, you will not be able to use them to fund your betting with the international sportsbooks listed here.

Is Mastercard accepted everywhere?

Mastercard is accepted in most regions around the world, and it can be used in most markets. All the legal online sportsbooks listed here accept Mastercard deposits.  

What’s the difference between Visa and Mastercard for online sports betting?

There is no appreciable difference between using a Visa card or a Mastercard when you’re making legitimate online sportsbook deposits.

Both brands of card have the same reliability rates, so you should use whichever card you normally do.

Can you use a Mastercard gift card online to fund legal sports betting?

Absolutely. In fact, a Mastercard gift card is actually the type of Mastercard that carries the highest reliability ratings for all the sites listed here.

You only have to ensure that your card is good for international transactions, as these sites are all located outside of US borders. Also, please remember to check your Mastercard gift card balance before making your deposit.

Is Mastercard better than Visa for online sports betting?

No. For all intents and purposes, both Visa cards and Mastercard cards function identically when used for online bet funding at the sites featured on this page.

Is Mastercard accepted in Europe for international sports bettors?

Yes! Mastercard is accepted in all 50 European countries. If you live in Europe and can legally access any legitimate online betting site, you can use Mastercard to load up your account quickly, safely, and securely.

Can I use a PayPal prepaid Mastercard to fund my legal online betting?

While you can’t use PayPal’s P2P instant-pay service to deposit into your online sports betting account with any international operator, the PayPal prepaid Mastercard option usually works reliably well.

If your PayPal Mastercard is rejected, however, you will likely need to use a different card or different deposit method (like Bitcoin or another supported cryptocurrency).

Disclaimer: Mastercard is a third-party payment processor and does not endorse this site or any online sports betting site in any way. This page is for informational purposes only. 

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